Will MoolahSense allow SMEs who have previously defaulted on their loans to take a loan again through your platform?

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• How does MoolahSense mitigate the risks on the possibility that the SMEs may default their repayment?

  At MoolahSense, we have put in place a stringent credit assessment process where we conduct checks on the identity of potential Issuers (i.e. businesses) and personal guarantors as well as a comprehensive financial and business profile analysis of ...

• Is it possible that I have the list of defaulted SMEs?

  Unfortunately, we are unable to reveal the list of defaulted SMEs as the information is strictly confidential. Only Investors who have invested in the particular campaign/Note that has defaulted will be made known to it. The status of the campaign ...

• What happens when an SME does not honour its loan repayment obligation?

  MoolahSense will manage the debt recovery from SMEs on behalf of Investors, from Issuers who are late or have defaulted on their loan repayments. This includes taking the necessary legal actions to facilitate the debt recovery process. ...

• Does MoolahSense charge a fee to Investors who invest on the platform?

  Yes, an investor who has made investments on our platform will be charged an Investor Servicing Fee.  The Investor Servicing Fee is a payment made by investors in consideration of MoolahSense’s role in administrating and facilitating the issue of ...

• What are the opportunities available for me to grow my wealth as an Investor through MoolahSense's platform?

  MoolahSense’s platform connects Issuers (SMEs) and Investors like yourself to help the Issuers (SMEs) to grow their business. Meanwhile, as an Investor, you have the opportunity to invest in them and earn an effective interest rate of 6% to 24% per ...