How does MoolahSense assess the risk profile of potential Issuers (SMEs)?
We conduct checks on the identity of potential Issuers (i.e. businesses) and personal/corporate guarantors. A comprehensive financial and business profile analysis of potential Issuers is also administered to ascertain the financial ability of Issuers to make repayments.
We verify the authenticity of the information, through third-party data providers. Our in-house credit team has developed a proprietary credit assessment model that assesses potential Issuers (SMEs) according to the nature and outlook of the industry,the strength of their financial and overall business model, as well as the background and character of its Directors.