How does MoolahSense assess the risk profile of potential Issuers (SMEs)?

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• How does MoolahSense mitigate the risks on the possibility that the SMEs may default their repayment?

  At MoolahSense, we have put in place a stringent credit assessment process where we conduct checks on the identity of potential Issuers (i.e. businesses) and personal guarantors as well as a comprehensive financial and business profile analysis of ...

• Why did MoolahSense introduce the online “Investor Profile Registration Form”?

  MoolahSense holds a Capital Market Services Licence issued by the Monetary Authority of Singapore (“MAS”). The “Investor Profile Registration Form” is an integral part of MoolahSense’s compliance with the MAS’s “know your customer” requirements, ...

• Will MoolahSense allow SMEs who have previously defaulted on their loans to take a loan again through your platform?

  No, SMEs which have previously defaulted* will not be allowed to take a loan via MoolahSense. Please find more information on a default event here. *default here refers to not making full payment of loan.

• Where can I find the late repayment updates for Issuers (SMEs) who are late in their repayments?

  You are able to view the late repayment updates for issuers whom are late in their repayments if you had invested in their promissory note. To get the information, simply follow the steps below: 1. Login to your dashboard 2. On the left hand side of ...

• What are the opportunities available for me to grow my wealth as an Investor through MoolahSense's platform?

  MoolahSense’s platform connects Issuers (SMEs) and Investors like yourself to help the Issuers (SMEs) to grow their business. Meanwhile, as an Investor, you have the opportunity to invest in them and earn an effective interest rate of 6% to 24% per ...